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"Budget & Finance"
April is National Financial Literacy Month. I mentioned this to a friend and she asked, “Does financial literacy mean you can read a dollar bill?” Of course she was joking, but it did occur to me that maybe some people don’t understand the definition and importance of financial literacy. To me, financial literacy is having [...]
My guess is there are some words in your vocabulary that you never thought would be there. Words such as fiscal cliff, sequester, and bail out. You may be thinking that though there seems to be prosperity, the economy feels a little shaky. You wonder if we ever recovered from the recession that started in [...]
Have you ever asked the question, “What could I do if I didn’t have debt payments to make each month?” I think I ask that question once a week. Of course, it’s easy to dream about the answers to that question. If we didn’t have debt payments, we would…
* vacation almost anywhere we wanted [...]
Several years ago, my husband and I started the adventure of building a house. We were included in many of the production decisions, from selecting appliances to type of flooring to the placement of electrical outlets. Each decision played into the next and eventually became the blueprints of the new house. Each decision was delicately [...]
I think more celebrations happen during this time of year than at any other time. We celebrate the Christmas season with multiple office parties, friendly gatherings, and family dinners. We will also celebrate the end of a great year and the beginning of a new one. I enjoy all of the celebrations and parties. It’s [...]
It is so hard to believe that Christmas is a mere month away. I really love this time of year. I love putting up our tree, driving around to see the lights, and making homemade Christmas cookies. I also really enjoy giving gifts to family and friends. My objective for this Christmas is to keep [...]
To be honest, I don’t like Halloween. I do enjoy putting together a costume for my daughter and walking with her as she acquires a bucket full of treats. We even enjoyed carving a pumpkin this year. But deep down, I don’t like Halloween. It gives me the heebie-jeebies. Bats and spiders make me shudder. [...]
There is one little four-letter word that can instantly throw chills down your back. It makes you want to hide and pretend it doesn’t exist. What is that little word? That’s right… debt. (Did you shiver?)
But there is good news! You can get that four-letter word out of your vocabulary and never speak of [...]
Wow. I can’t believe it’s already that time of year. School is back in session, so it’s a little quieter around our place now that our daughter is back in school. I cannot believe she is now in third grade. Time really does fly.
Along with school comes a few additional expenses. We all know that [...]
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